Money abroad

Checking acct w/debit card

• E*TRADE Standard checking
  • Unlimited Debit card and check transactions
  • Free unlimited online bill pay
  • Free initial checkbook
  • No fee for ATM use
  • 1% fee of the transaction amount (including credits and reversals) for non-U.S. currency and foreign transactions – need to call and ask: POS purchases only, or ATM withdrawals as well?
• TruMark
  • $1.50 per ATM withdrawal (out of network); 1% transaction fee is charged to the Credit VISA but nothing is stated about the debit kind
• Lockheed
  • $1.50 per ATM withdrawal (out of network); 1% transaction fee

Credit card

• Schwab
  • Used to have a card with some rewards and 0 fees on international transactions. No longer offered online; need to check in local office.
• PenFed
• Absolutely no fees – including cash advances (though APR is still charged, obv)
  • Membership requires enrollment in National Military Asscn for $20
  • CapitalOne
  • Endless array of seemingly undifferentiated choices
  • Probably small line of credit
  • No info on foreign transaction fees, but presumed 0%