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schwab info
**No fee for ATM use
**1% fee of the transaction amount (including credits and reversals) for non-U.S. currency and foreign transactions – need to call and ask: POS purchases only, or ATM withdrawals as well?
*[http://www.schwab.com/public/schwab/banking_lending/checking?cmsid=P-990750&lvl1=banking_lending&lvl2=checking Schwab checking]
**No ATM fees. Schwab Bank will reimburse you for any fees charged by other banks.
**Absolutely impossible to find fee disclosure on this. Need to stop in at a branch. Application form with all info just says ''Visa Check Card Agreement, which is sent with the card, contains the terms and conditions which apply to this card''.
*[http://www.trumarkonline.org/home/fiFiles/static/documents/Disclosure_Service_Fee_Schedule050310.pdf TruMark]
**$1.50 per ATM withdrawal (out of network); 1% transaction fee is charged to the Credit VISA but nothing is stated about the debit kind
**Used to have a card with some rewards and 0 fees on international transactions. No longer offered online; need to check in local office.
*[https://www.penfed.org/productsAndRates/creditCards/promiseCard.asp PenFed]
**Absolutely no fees – ''including cash advances'' (though APR is still charged, obv)**Membership requires enrollment in [http://www.militaryfamily.org/participate/join/civilian-family/ National Military Asscn] for $20*[http://www.capitalone.com/creditcards/products/compare/?linkid=WWW_0608_CARD_TGUNS13_CP28960EW_H1_03_T_CCPCP CapitalOne]**Endless array of seemingly undifferentiated choices**Probably small line of credit**No info on foreign transaction fees, but presumed 0%
